Engagement Options
Ongoing Planning
Working together on all aspects of your financial life, including investment management, taxes, and whatever life throws your way.
Prices range from $400-$750 per month with a one-time onboarding fee that ranges from $1,000-$3,000, depending on complexity.
Who is this option for?
Those looking for partnership and ongoing guidance, rather than a transactional relationship
Families, business owners, and those with financial complexity and/or frequent life/financial changes
Those looking to delegate some of their financial action items to free up time
Think of this like getting an in-house general counsel: a resource available to you to provide proactive advice, support, and follow-through on an ongoing basis.
Project-Based Planning
One-time financial planning based on a fixed fee for the agreed-upon project scope. Fixed fee rates range between $3,000 - $6,000, depending on the scope and time frame of the project.
Option to add on financial monitoring with an annual check-in meeting.
Who is this option for?
Those wanting to get organized financially and develop a “map” to follow
Those just starting out who want to establish a solid foundation and forward-looking plan for their finances
Those comfortable with implementing action items on their own
Think of this like hiring outside counsel: bringing in a resource to address specific problems, answer questions, and assess the current situation.
Hourly-Based Planning
Pay hourly to address some questions or get a second opinion. The hourly rate is $350.
Who is this option for?
Those looking for a check-up or second opinion on their financial status
Those who have specific concerns or topics they want to better understand
Those comfortable with implementing action items on their own
Think of this like hiring an expert consultant: you have some specific questions that you want to have addressed and to see if you have the facts straight.
Not sure which option is right for you? Schedule a free introduction call and we can see what makes the most sense for your unique situation.
How Hark Can Help With Financial Planning
Crafting a Statement of Financial Purpose
Money is just a tool. We can work together to discover what your values are and help give purpose to what you do with your money.
Cashflow Management
Understand what money is coming in, where it is going now, and prioritize where it should be going.
Student Loans
Review and understand your current student loan situation. Help you to understand your options for refinancing and paying off the debt.
Employee Benefits Analysis
Understand the benefits you are being offered, including retirement plans, health insurance, disability coverage, and fringe benefits. Help you to select the right options for your unique situation.
Insurance Review and Planning
Get a handle on your current insurance coverage and review what changes might be needed, including disability, life, home, auto, and umbrella coverage.
Education Planning
Review options for college savings as well as options for helping other members of your family, including supporting parents.
Tax Planning and Preparation
Review previous years’ tax returns and do proactive tax planning. Tax return preparation is offered through Hark Tax Planning, LLC.
Investment Management
Review your current investment allocation and get an investment plan that aligns your money with your goals. Ongoing clients also have the option to have us manage your investments included in the monthly price.
Financial Independence Planning
Get a handle on the question “How much longer do I need to keep doing this?”
Estate Plan Review
Review and discuss your estate planning options to ensure that if something happens to you, your “house is in order.”
Business Planning
Whether you already have a business or are thinking of making the leap to work for yourself, we can work with you to understand the challenges and opportunities that come with owning a business.
Tools
We use Elements to help monitor your financial health and keep things heading in the right direction.